All benefit options

Comprehensive private healthcare

Stratum Premier

Our most comprehensive option: open hospital access, prostheses and devices, rehabilitation and home-based care where clinically appropriate.

Indicative contribution

R3 100 – R5 000+ pm

Network

Open Network

What is covered

Benefit detail

  • All Stratum Plus benefits
  • Comprehensive hospital cover with broad, open private hospital access
  • Extensive specialist cover at agreed tariffs
  • Highest day-to-day benefit allocation
  • Comprehensive chronic medicine benefit
  • Full oncology programme including biologicals, subject to protocols
  • Comprehensive maternity and neonatal cover
  • Comprehensive dental, orthodontic and optical benefits
  • Mental health and substance-dependency programmes
  • Advanced radiology and nuclear medicine
  • Prostheses, internal devices and surgical appliances
  • Rehabilitation, step-down and home-based care where clinically appropriate
  • International emergency assistance and a dedicated care concierge