All benefit options

Entry-level cover

Stratum Access

Affordable entry into private healthcare, built on a nurse-led and GP network with full statutory Prescribed Minimum Benefits.

Indicative contribution

R950 – R1 500 pm

Network

Access (Compact) Network

What is covered

Benefit detail

  • Full statutory Prescribed Minimum Benefits (PMBs)
  • Emergency treatment and emergency transport, subject to scheme rules
  • Network private hospital cover with pre-authorisation
  • Stratum GP network and nurse-led primary healthcare
  • Specialist access by GP referral
  • Chronic medicine per the CDL and Stratum formulary
  • Basic pathology and basic radiology
  • HIV management programme
  • Maternity care (basic antenatal and delivery benefit)
  • Basic dentistry and basic optometry
  • Virtual GP and telemedicine, unlimited consultations
  • Preventative screening: blood pressure, glucose, cholesterol, BMI